In 2023, over 80% of adult insured individuals in Switzerland chose either the highest or lowest health insurance franchise, according to Santésuisse. The 2500-franc franchise is popular among healthy individuals wishing to save on premiums, while those with higher medical costs benefit from the 300-franc option. The less popular intermediate levels, 1000 and 2000 francs, attracted only 2-3% of enrollees. Although a discussion about potentially raising the minimum franchise is underway, policies vary, and individuals must carefully consider their health costs to select the right plan.