Car buyers could experience delays in receiving compensation following a Court of Appeal decision regarding hidden commissions in finance agreements. The Financial Conduct Authority (FCA) is considering extending the time for car dealers to respond to complaints, which may further postpone payouts for affected buyers. The court’s ruling expanded potential compensation claims beyond previous limits, and analysts predict total liabilities could reach £16 billion. This has prompted lenders to halt new deals and set aside funds for potential payouts, highlighting ongoing concerns about consumer consent and transparency in car financing.

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