In response to increasing uncertainty following Donald Trump’s election, the US central bank has lowered its key interest rate to a range of 4.5%-4.75%. This marks the second consecutive reduction after a four-year hiatus, signaling confidence in stabilizing prices. Although analysts predict continued decreases in borrowing costs, they caution that Trump’s proposed tax cuts, immigration policies, and tariffs could challenge inflation stabilization and impact government borrowing, adding complexity to future rate forecasts.