Homebuyers in the Netherlands can expect slightly increased mortgage limits next year, following an anticipated 4.3% rise in wages. According to the National Institute for Budget Information (Nibud), a household earning €70,000 could secure an additional €7,000 in mortgage funding due to this wage increase. Additionally, mortgage amounts can vary based on interest rates and energy efficiency ratings of properties. Nibud advises potential buyers to consider affordability beyond the maximum limits, highlighting the need for budgetary flexibility in other areas such as leisure expenses.